Zero-interest Financing
Zero-interest Financing | HVAC Unit Replacement | Heating and Air Conditioning | Lancing
Ready for reliable comfort in every Tennessee season? HEP makes upgrading easy for Lancing homeowners with zero-interest financing on new heating and air systems. Swap out that aging, power-hungry unit without draining your savings—our quick approval process lets you spread payments over time while enjoying lower energy bills from day one. Friendly local technicians handle everything from sizing to installation, so you can relax while we do the heavy lifting.
Whether your furnace limps through winter nights or your AC can’t keep up with July heat, an HVAC unit replacement financed at 0% interest turns “someday” into “right now.” Call, click, or visit our Kingston Pike showroom to schedule a free estimate, and discover how fast comfort returns when HEP’s on the job.
FAQs
Who qualifies for zero-interest financing on a new HVAC system in Lancing?
Homeowners within our Lancing service area who are purchasing a qualifying heating and air conditioning unit and meet basic credit requirements are eligible. Both primary residences and rental properties held by the homeowner can apply.
How long is the zero-interest period, and what happens afterward?
The promotional period is 0% APR for 60 months (5 years). If the balance is paid in full within that time, you pay no interest at all. Any remaining balance after 60 months converts to the standard APR outlined in your financing agreement.
Will applying for financing affect my credit score?
Yes. When you submit an application, our lending partner performs a soft credit inquiry for pre-approval. If you choose to proceed, a hard inquiry is placed on your report, which may have a small, temporary impact on your credit score.
What types or brands of HVAC systems are eligible for the offer?
Most high-efficiency furnaces, air conditioners, heat pumps, and ductless mini-splits from leading brands we carry—such as Carrier, Trane, Rheem, and Mitsubishi Electric—qualify. Equipment must meet minimum SEER2/AFUE efficiency standards set by the financing program.
How do I apply for zero-interest financing?
1. Schedule a free in-home estimate. 2. Choose the system that best fits your home and budget. 3. Complete the digital financing application with our comfort consultant—approval often takes less than five minutes. 4. Review and e-sign your financing documents. We can usually schedule installation within a week of approval.
Are there any additional rebates or incentives available in Lancing?
Yes. Depending on the equipment selected, you may stack manufacturer rebates, TVA energy-efficiency incentives, and federal tax credits (up to $2,000 on qualifying heat pumps) with our zero-interest financing. Our team will handle all paperwork and subtract the rebates from your final cost whenever possible.